Latest News

Plus Value: India’s Trusted Leader in Vastu, Reiki Healing Crystals, and Feng Shui Products Since 1991

Mumbai (Maharashtra) [India], December 04: Plus Value, a name synonymous with trust and authenticity in the spiritual products industry, continues to redefine holistic living with its wide range of Vastu, Reiki Healing Crystals, and Feng Shui items. Established in 1991, Plus Value has built a legacy as one of the oldest and most reliable brands, providing handpicked, genuine products designed to enhance energy, harmony, and prosperity.

A pioneer in e-commerce, Plus Value was among the first brands in India to establish an online presence during the Bazee.com (now eBay) era and has since expanded to platforms like Flipkart and Amazon, bringing spiritual solutions to customers nationwide.

Comprehensive Range of Products

Plus Value caters to a diverse audience with its extensive collection of:

  • Vastu Products: Pyramids, yantras, paintings, and decor designed to align spaces for success and positivity.
  • Healing Crystals: Crystal bracelets, necklaces, tumbled stones, raw crystals, and grids energized to balance chakras and amplify well-being.
  • Feng Shui Items: Arowana fish, 3-legged frogs, wind chimes, and crystal balls to attract luck, wealth, and harmony.
  • Dowsing Tools: Pendulums and L rods used for energy detection, predictions, and finding lost objects.
  • Handicrafts: Unique metal and marble creations rooted in Vastu Shastra principles.

Each product is carefully curated to ensure authenticity and effectiveness, reflecting Plus Value’s unwavering commitment to customer satisfaction.

A Legacy of Integrity and Excellence

Founded by Heena Parmar, Plus Value has grown to become a household name in spiritual wellness. Today, the brand is managed by Jeavin Parmar, who continues to uphold the values of trust, honesty, and quality. With over three decades of experience, Plus Value remains a reliable partner for vastu consultants, reiki practitioners, and individuals seeking spiritual upliftment.

Customer-Centric Approach

Plus Value prides itself on providing free and fast shipping across India, ensuring a seamless shopping experience for its growing customer base. By combining ancient wisdom with modern convenience, the brand has become a go-to destination for spiritual and vastu products.

Quote from Jeavin Parmar

“At Plus Value, our mission is to deliver genuine products that enhance lives and spaces. We’re proud to be one of the oldest and most trusted brands in India’s spiritual space, and we remain committed to making positive energy accessible to all,” said Jeavin Parmar, Brand Manager of Plus Value.

Call to Action

Discover the transformative power of Vastu, Reiki, and Feng Shui with Plus Value. Explore our curated collection at plusvalueindia.com or follow us on Instagram @plusvalueindia for exclusive updates and offers.

About Plus Value

Founded in 1991, Plus Value is India’s oldest and most trusted brand for Vastu products, Reiki healing crystals, Feng Shui items, dowsing tools, and marble and metal handicrafts. With a strong presence on leading e-commerce platforms like Flipkart and Amazon, Plus Value continues to deliver high-quality, handpicked products designed to inspire positivity and well-being.

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Latest News

A Journey of Dedication: How Padma Jaiswal Inspires a Nation

In the dynamic and diverse landscape of India, IAS Officer Padma Jaiswal exemplifies the pinnacle of dedicated civil service and impactful governance within the Indian Administrative Service (IAS). As a prominent civil servant in India, Padma Jaiswal’s remarkable journey from a diligent student in Chandigarh to a respected IAS officer highlights the essential role of public administration in driving national progress and fostering social development. Her story is a testament to transformative leadership and effective government policy implementation that benefits the people.

The Foundation of Excellence

Ms. Jaiswal’s academic journey is a testament to her unwavering commitment to continuous learning and personal growth. After completing her undergraduate degree in commerce and management, she pursued a Master’s in Business Administration from Panjab University. Demonstrating her relentless pursuit of knowledge, she also cleared the University Grants Commission Research Fellowship exam and obtained a Company Secretary degree. These academic accomplishments provided her with a robust foundation in public administration, strategic planning, and effective execution—crucial skills that have been instrumental in her successful career as a civil servant.

Reflecting on her path to the IAS, Ms. Jaiswal shares, “Becoming an IAS officer is one of the most challenging yet fulfilling journeys. The process tests every aspect of your patience, belief, and perseverance, preparing you for the significant challenges that lie ahead.”

Her resilience was clearly demonstrated as she navigated the highly competitive three-stage public service examination. Each year, millions of aspirants vie for a limited number of IAS positions, and the rigorous process demands intense focus and unwavering determination. However, Ms. Jaiswal not only succeeded but excelled, earning her place in the AGMUT cadre of the 2003 batch.

A Career of Impact

Throughout her distinguished tenure in the Indian Administrative Service, Ms. Jaiswal has undertaken a variety of administrative roles that highlight her expertise and dedication to public welfare. From overseeing revenue collection to presiding over revenue courts and leading development projects, she has consistently demonstrated the ability to balance empathy with efficiency.

Her career has been marked by a strong emphasis on law and order, equitable resource distribution, and innovative governance practices. Her profound understanding of societal needs and her decisive actions have earned her immense respect and admiration from both her peers and the citizens she serves.

“As a civil servant, every day offers a new opportunity to learn, grow, and make a meaningful difference,” says Ms. Jaiswal. “Collaborating with the government and the public inspires me to think bigger and work harder to build a better India. That’s the true reward of this profession.”

A Leader and an Inspiration

Currently serving as Secretary to Government for the State & Union Territories, Ms. Jaiswal plays a pivotal role in implementing government policies, managing special projects, and promoting social development. Her ability to harmonize national priorities with local needs underscores her effectiveness as a transformative leader in public administration.

Beyond her professional achievements, Ms. Jaiswal is a woman of diverse interests. A passionate marathon runner and yoga enthusiast, she values maintaining a balanced and healthy lifestyle. An avid reader, she enjoys exploring literature on social and psychological themes. Her love for pottery and gardening reflects her grounded nature and creativity, hobbies she nurtures alongside her demanding role.

A Beacon of Hope

From a determined student in Chandigarh to a transformative leader impacting millions, IAS Officer Padma Jaiswal’s journey exemplifies the profound impact that dedicated civil service can achieve. Her story is a powerful testament to the importance of vision, hard work, and the resilient spirit of individuals who strive to be the change they wish to see in the world.

As India continues to advance, it is leaders like IAS Padma Jaiswal who bridge the gap between policy and people, reaffirming the promise of governance that is truly of the people, by the people, and for the people.

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Business

Talbiya Umrah Pvt. Ltd. India’s Top Hajj and Umrah Company Launches Ramadan Umrah Package 2025

New Delhi [India], December 2: Religious tourism has become increasingly popular with millions seeking divine experiences each year. In India. Umrah during Ramadan stands out as a leading choice among Muslim travelers. Ramadan the ninth and holiest month of the Islamic calendar holds deep meaning as it honors the revelation of the Holy Qur’an. During this sacred month. Muslims worldwide engage in fasting prayers and acts of devotion.

At Talbiya Umrah Private Limited. We are proud to be known as one of the best umrah and hajj company in India for delivering top-tier Ramadan Umrah services. For 2025. we have carefully curated a range of Ramadan Umrah packages to suit diverse preferences. Whether you seek a 20 days Ramadan Umrah Package start-of Ramadan package a 15 day Ramadan Umrah package semi-deluxe experience, or an 18 days Ramadan Umrah package with Eid celebrations. We have options for everyone. Additionally. Our full month Ramadan Umrah packages (with or without Eid) and the Shaban with Ramadan Umrah package provide flexibility for worshippers. Every detail has been exactly planned to ensure a meaningful and hassle-free journey.

About Talbiya Umrah Pvt. Ltd.

Talbiya Umrah Private Limited is proud to be one of India’s most trusted and professional providers of high-quality Hajj and Umrah services. Our reputation is backed by support from the All India Hajj Umrah Tour Operators Association and the Ministry of Minority Affairs (Govt. of India). Saudi Arabia’s Ministry of Hajj and Umrah and the Iraq Embassy. We are also an IATA-approved and ISO-certified company reflecting our commitment to quality and reliability.

We specialize in offering comprehensive packages including Ramadan Umrah Packages 2025 and Hajj Umrah Packages, Iraq Ziarat tours, Islamic Tours and International Tour Package . Our services extend to visa assistance ensuring your journey is smooth and hassle-free. Built on values of comfort quality and care. We treat every visitor like family delivering safety convenience and unmatched service throughout your sacred journey. Choose us for an experience that exceeds expectations.

“For us every Haji is family. Just as we care for our own. we extend the same love and attention to each Haji.” says the Founder of Talbiya Umrah Pvt Ltd.

Details of the Ramadan Umrah Packages 2025

Experience an emotionally inspiring Umrah in Ramadan with Talbiya Umrah’s well-crafted packages. These Ramzan Umrah packages are designed to cater to diverse preferences offering durations from 15 days to a full month including Eid celebrations. Every package includes premium accommodation delicious meals seamless transportation and guided Ziyarat tours.

Package Details with Rates:

* 1st 20 Days Ramadan Umrah Package :

Quint Rs1,09,999 | Quad Rs1,17,999 | Triple Rs1,24,999 | Twin Rs1,49,999

* Last 18 Days Ramadan Umrah Package:

Quint Rs1,14,999 | Quad Rs1,22,999 | Triple Rs1,29,999 | Twin Rs1,54,999

* 15 Days Ramadan Umrah Package (Semi Deluxe) :

Quad Rs1,24,999 | Triple Rs1,38,999 | Twin Rs1,64,999

* Full Month Ramadan Umrah Package (with Eid):

Quint Rs1,49,999 | Quad Rs1,54,999 | Triple Rs1,64,999 | Twin Rs1,89,999

* Full Month Ramadan Umrah Package (without Eid):

Quint Rs1,44,999 | Quad Rs1,49,999 | Triple Rs1,59,999 | Twin Rs1,84,999

* Shaban with Ramadan Umrah package :

Quint Rs89,999 | Quad Rs94,999 | Triple Rs1,02,999 | Twin Rs1,14,999

How to Book the Packages

Booking a package with us is quick and easy. You can get in touch through email by sending your queries or booking requests to support@talbiyaumrah.com. If you prefer speaking to someone directly. You can call us at +91 88000-15676 or +91 11-4213-7064, and our team will assist you with your booking. Alternatively. You can visit our website at www.talbiyaumrah.com where you can browse through our packages and book online at your convenience. For those who prefer a personal touch feel free to visit our office at Plot Number-04, Ground Floor, Pocket-II, Jasola New Delhi-110025 and we will be happy to help you in person.

Conclusion

Talbiya Umrah Pvt. Ltd. offers a matchless opportunity for Muslims to fulfill their divine journey during Ramadan with our diverse and well-planned Ramzan Umrah packages 2025. Whether you’re seeking a 15 day Ramadan Umrah Package semi-deluxe experience for a full month Ramadan Umrah Package with Eid or a Shaban with Ramadan Umrah package. We have something to suit every need. Our team ensures that every detail is taken care of, providing you with Umrah in Ramadan that is both meaningful and hassle-free. Choose Talbiya Umrah Pvt. Ltd. for a truly inspiring journey experience. Where comfort quality and devotion come together to make your divine journey notable. Book your package today and make your Ramadan Umrah journey one to remember.

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Health

Introducing the New DocTube App: Get Free Health Advice from Over 3,000 Doctors

We are delighted to present the newly launched DocTube App, a dynamic platform that brings health education from over 3,000 accredited doctors directly to your fingertips. This innovative tool is designed to tackle the challenge of making reliable health information universally accessible, thus closing the gap between expert medical advice and individual health needs.

Key Features of the DocTube App:

  • Trusted Medical Insights: Gain access to health videos that provide accurate, evidence-based medical information from well-credentialed and trusted doctors.
  • Multilingual Health Information: DocTube delivers health advice in numerous languages, including Hindi, Tamil, Telugu, English, and Bengali, making it a versatile resource for diverse populations.
  • Extensive Coverage of Health Topics: The platform features over 15,000 videos, addressing a wide range of health issues from simple ailments to more serious conditions like cancer and mental health challenges.
  • Effortless Navigation: With a focus on user experience, the app is crafted with a simple, intuitive interface that ensures ease of use for all age groups.
  • Completely Free Access: There are no costs associated with downloading or using the DocTube App, and all health videos are available without any fees.
  • Consultations with Doctors: The app also allows users to interact directly with doctors, offering an opportunity for personalized health consultations.

The Significance of the DocTube App:

DocTube is not merely an app—it’s a strategic initiative aimed at democratizing health information and ensuring that accurate, reliable health knowledge is available to everyone. By offering an inclusive, well-informed platform, it empowers users to make educated decisions about their health.

The DocTube App is now available for download on both iOS and Android. Enhance your health literacy by downloading the app today at no cost.

Knowledge is health! Empower yourself by staying informed!

For additional information, visit DocTube.

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Education

ATIIT Enters into An MOU with CCE IIT Mandi

ATIIT which stands for Advanced Trainings in Information and Intelligent Tech’s Private Limited, based in Bhubaneswar, Odisha, signed an MoU (Memorandum of Understanding) with CCE, Indian Institute of Technology, Mandi, Himachal Pradesh to promote online advanced certification courses in various subjects ranging from ‘IOT-Industrial Automations’, ‘Next Gen Wireless Technology-5G/6G & Beyond’, ‘IoT Enabled Semiconductor Technologies & RF Integration’ and ‘Generative AI’ to start with.

The MoU was signed by Dr. Tushar Jain, Associate Professor, School of Computing and Electrical Engineering (SCEE) and also heading the Centre for Continuing Education and Mr. Manjil Choudhury from ATIIT in the presence Mr. Rajesh Kumar Singh, Mr. Prabhupad Gharai, Dr. Adarsh Patel, Dr. Dinesh Singh, Dr. Anirban Sarkar, Dr. Kaushik Halder and other dignitaries from IIT Mandi.

Sharing his key insights on the occasion, Dr. Tushar Jain said “The Centre for Continuing Education (CCE) was established in early 2022 at IIT Mandi to dedicatedly cater for the national requirement for skilling, up-skilling, and re-skilling of individuals from various Govt./Semi Govt. organizations, public and private undertakings, research institutions and industries. A variety of continuing education programmes have been organized fulfilling the needs for nation-building at all levels starting from elementary schools to working professionals from diverse backgrounds so that learners around the globe can get opportunities to gain knowledge and/or develop professional growth and skill sets. This association with ATIIT will help the learners achieve their desire to get access to world class curriculum from wherever they are located. This in return will help the learners fulfil their career aspirations and they will be exposed to high end, industry specific, skill-oriented programs to augment their talent in specific timescale”.

Spokesperson from ATIIT, Mr. Manjil Choudhury said “We look forward to this association as an opportunity for the future talents and learners from all over India and other countries to be able to grab the knowledge from the best expertise and minds, making them industry ready. We strive to ensure that the learners get the best opportunities to fulfil their dreams of getting access to the world class education and upgrade their skills. The education industry is evolving continuously and the learning outcomes are also becoming versatile. To keep up with the industry expectations, nothing can be better than this association which will provide the learners & working professional’s key important insights, improved capabilities and the necessary confidence to nurture their aspirations.”.

ATIIT offers advanced certification courses, jointly with various IIT’s in trending subjects related to emerging technologies where the learners can enrol and upskill their talent to pursue career that they desire and deserve. ATIIT apart from IOT-Industrial Automations, Next Gen Wireless Technology-5G/6G & Beyond, IoT Enabled Semiconductor Technologies & RF Integration and ‘Generative AI, ATIIT also offer courses in Space Science for Children, Computational Fluid Dynamics (CFD), Mineral Explorations and Energy resources and more!

Visit ATIIT for more updates!

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Sports

United By Cricket: Shikhar Dhawan and 1xBat root for the national team against Australia!

The India cricket team is touring Australia to name the best squad in a 5-match Test series. Shikhar Dhawan, who started his career in the senior national team with the series against Australia in 2010, did not miss the opportunity to support players.

Much to the fans’ regret, Shikhar Dhawan announced his retirement from cricket this summer, so he will not help the Indian squad on the pitch. However, his vast popularity will allow him to continue popularizing this sport with the support of 1xBat Sporting Lines.

In April, 1xBat signed a contract with Shikhar Dhawan, who became the brand’s official representative in India. Thanks to this partnership, even more cricket fans will be the first to learn the latest news about their favorites on the 1xBat platform. They will also have the opportunity to take part in activities featuring legendary Shikhar Dhawan.

“We are happy to have Shikhar Dhawan as our official partner and brand ambassador. 1xBat supports all of Shikhar Dhawan’s initiatives, and through this partnership, we can inspire the next generation of Indian athletes together,” said a 1xBat representative.

Left-handed batsman Shikhar Dhawan played on the India national team for 13 long years, appearing in 34 Tests, 167 ODIs, and 68 T20 matches. He also captained the country’s main squad 15 times.

In the Indian Premier League (IPL), Shikhar Dhawan can boast 222 games, scoring 6,769 runs. During his career, he has played for popular squads like Mumbai Indians, Deccan Chargers, Sunrisers Hyderabad, Delhi Capitals, and Punjab Kings. In 2016, Shikhar Dhawan became the IPL champion with Sunrisers Hyderabad.

The player is currently a co-owner of the South Delhi Superstars team, which performs in the Delhi Premier League (DPL), and is actively involved in the squad’s life and Indian cricket in general. Follow Shikhar Dhawan’s initiatives on the 1xBat Sporting Lines platform!

About 1xBat

1xBat Sporting Lines is an online news platform from India where you can find the most important sports news. 1xBat readers get daily updates on cricket, football, kabaddi, and other sports. Visitors to the site have the opportunity to see team rankings and find predictions for sporting events. Among 1xBat official ambassadors are famous cricket players Shikhar Dhawan and Mitchell Starc. Also, the news platform signed a sponsorship agreement with Tamil Thalaivas for the 11th season of the Pro Kabaddi League. The brand is the official sponsor as the ‘powered by’ partner of the 8th season of the Abu Dhabi T10 2024 Cricket League.

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Business

JustWravel Wins Best Adventure Tour Operator Award from Economic Times, Celebrates 8 Years of Connecting Travelers

Noida (Uttar Pradesh) [India], November 29: JustWravel, India’s most trusted and safest social travel community, is proud to announce that it has been recognized as the Best Adventure Tour Operator at the 3rd edition of the Economic Times Travel and Tourism Awards.

According to the Economic Times, this award is given to companies that excel in delivering thrilling and memorable adventure experiences while prioritizing customer safety and enjoyment. This recognition is aimed at operators specializing in both inbound and outbound tourism.

“JustWravel is truly honored to receive this award from the Economic Times, which reflects the hard work and dedication of our entire team, from vendors to trip leaders, and our core team,” said Rohan Verma, Founder and CEO of JustWravel. “We are doubly happy as JustWravel has just turned 8! For such a young travel community, recognitions like this motivate us to continue pushing the boundaries of adventure travel and creating a safe and trustworthy platform for travelers to come together.”

Launched in 2016, JustWravel has emerged as a key player in the social travel industry, connecting adventurous individuals from around the world and empowering them to discover new destinations, cultures, and experiences. With a focus on sustainable and responsible tourism, the platform offers a wide range of curated adventure tours, including trekking in the Himalayas, backpacking trips, weekend getaways, corporate tours, and international tours.

“For a company this young to be recognized as the best adventure tour operator in the country is an achievement we’ve earned through our commitment to service. Our unique initiatives, such as travel insurance, free riding jackets, the sustainable initiative Keep the Trails Alive, community engagement programs, All Girls Trips, and recognition from the Uttar Pradesh and West Bengal governments, have helped us stand out in the industry,” added Nishant Sharma, Marketing Head. “This is a result of the passion and expertise of our team, as well as the trust and loyalty of our growing community of travelers.”

In addition to the Best Adventure Tour Operator award from the Economic Times, JustWravel has also won two MSME Business Awards for Best Startup of the Year and Enterprise of the Year in Travel & Tourism, along with the Travelers’ Choice Award from TripAdvisor this year. Over the past eight years, JustWravel has grown from a small startup to a leading social travel community, with a presence in multiple countries and a network of 70,000 adventure enthusiasts.

“As we look to the future, we are excited to continue expanding our reach and offering even more unique and transformative travel experiences to our community. We dedicate this award to our Wravelers (the travel community of JustWravel) for supporting us wholeheartedly. We promise to continue delivering the exceptional services we are known for,” said Shanif Baig, Operations Head.

About JustWravel

JustWravel is a social travel community with over 8 years of expertise, trusted by over 70,000 satisfied customers. They focus on memorable experiences and sustainable tourism, offering services like weekend getaways, backpacking, treks, corporate tours, customized trips, and international travel. Recognized as a trailblazer in the industry, JustWravel has received accolades such as the Traveler’s Choice Award from TripAdvisor and certifications from the Adventure Tour Operators Association of India (ATOAI), MSME, and Startup India. Their commitment to sustainability, community empowerment, and unique travel opportunities especially for solo female travelers, distinguishes them in the market.

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Business

Surety Bond: A Game-Changer for Indian EPC Companies and the Construction Industry

New Delhi [India], November 29: In India’s rapidly growing construction and infrastructure landscape, securing contractual obligations is paramount. Traditionally, bank guarantees have served as the backbone for ensuring performance, payment security, and contract fulfillment. However, with challenges such as high costs, reduced liquidity, and restricted access for many contractors, the reliance on bank guarantees is being reconsidered. Enter the surety bond: a modern financial tool that is emerging as the perfect replacement for bank guarantees, particularly in the construction sector and for Engineering, Procurement, and Construction (EPC) companies.

This article explores how surety bonds are revolutionizing the industry and why they are a blessing for Indian EPC firms striving to thrive in a competitive and capital-intensive environment.

Understanding Surety Bonds in the Construction Context

A surety bond is a tripartite agreement involving three parties:

* Principal – The contractor or EPC company undertaking the project.

* Obligee – The project owner or beneficiary (e.g., government or private developers).

* Surety – The insurance company or financial institution that guarantees the principal’s performance.

In essence, a surety bond assures the obligee that the principal will meet contractual obligations. Should the principal default, the surety steps in to compensate the obligee, ensuring continuity.

Unlike bank guarantees, which require extensive collateral and tie up cash reserves, surety bonds offer a more flexible and cost-efficient mechanism.

Why Surety Bonds are Ideal for the Construction Industry

1. Unshackling Working Capital

For construction and EPC companies, liquidity is critical. Bank guarantees typically demand significant collateral, often in the form of fixed deposits or property. This practice ties up cash that could otherwise be used for working capital, purchasing equipment, or bidding on additional projects.

Surety bonds, on the other hand, do not demand such collateral, allowing companies to utilize their resources more efficiently. This flexibility is particularly advantageous for mid-sized and smaller contractors aiming to expand their footprint.

2. Lower Costs, Higher Profitability

Bank guarantees often come with hefty fees and hidden charges, impacting the profit margins of construction firms. In contrast, surety bonds are generally more cost-effective, with premiums based on the contractor’s creditworthiness and project risk profile.

This cost advantage enables contractors to optimize project budgets and improve their bottom lines, making them more competitive in tenders and bids.

3. Faster and Simpler Issuance

In the fast-paced construction world, delays in obtaining financial instruments can jeopardize project timelines. Bank guarantees involve lengthy approval processes, credit evaluations, and documentation.

Surety bonds streamline this process. With the backing of insurance companies and specialized brokers like Epoch Insurance Brokers, contractors can secure surety bonds faster, ensuring they meet tight deadlines and avoid penalties.

4. Enhancing Credibility and Trust

For EPC companies working on large-scale projects, particularly government contracts, credibility is key. Surety bonds provide an additional layer of assurance to project owners, showcasing the contractor’s commitment and financial stability. This increased trust can lead to more contract awards and long-term partnerships.

A Boon for Indian EPC Companies

The EPC sector is the backbone of India’s infrastructure development, driving mega-projects in highways, power, ports, and urban development. However, the capital-intensive nature of these projects often creates financial bottlenecks for EPC firms.

Surety bonds align perfectly with the sector’s unique needs:

* Supporting Ambitious Projects: With reduced financial constraints, EPC companies can bid for larger and more ambitious projects, aligning with India’s infrastructural goals like Bharatmala,Sagarmala, and smart city initiatives.

* Encouraging Participation of Smaller Players: Mid-sized and emerging EPC firms, which struggle to meet bank guarantee requirements, can now compete on a level playing field, fostering a more inclusive ecosystem.

* Boosting Project Execution: By freeing up capital, EPC firms can invest in advanced technologies and skilled labor, enhancing efficiency and reducing delays.

Regulatory Push and Industry Potential

The introduction of surety bonds in India received a significant boost with regulatory support. The Indian government and the Reserve Bank of India (RBI) are encouraging the use of surety bonds as part of their broader efforts to improve ease of doing business.

Insurance companies, with guidance from brokers, are now offering tailored surety products for EPC firms and contractors. This shift represents a monumental change in how India’s construction industry secures contracts and manages risk.

Challenges to Adoption

While the benefits of surety bonds are compelling, challenges remain:

* Lack of Awareness: Many contractors and project owners are unfamiliar with the concept of surety bonds, limiting adoption.

* Limited Availability: The surety bond market in India is still developing, with few insurance providers offering comprehensive products.

* Risk Perception: Insurers may hesitate to issue bonds to contractors with limited credit history or a history of project delays.

These challenges underscore the importance of awareness campaigns, capacity building, and regulatory refinements to unlock the full potential of surety bonds in India.

The Role of Insurance Brokers

Insurance brokers like Epoch Insurance Brokers play a pivotal role in driving the adoption of surety bonds. By bridging the gap between contractors and insurers, brokers:

* Educate contractors about the benefits and nuances of surety bonds.

* Help assess project risks and secure competitive premiums.

* Advocate for the contractor’s credibility with insurers, facilitating faster approvals.

With the right guidance, Indian EPC companies can leverage surety bonds to unlock new opportunities and achieve sustainable growth.

Conclusion

The transition from bank guarantees to surety bonds marks a paradigm shift for India’s construction and EPC sectors. By offering unmatched financial flexibility, cost efficiency, and enhanced project credibility, surety bonds are not just an alternative but a superior solution for securing contractual obligations.

As India embarks on its ambitious infrastructural journey, surety bonds will be instrumental in empowering EPC companies to deliver on time and on budget. With proactive adoption and industry-wide collaboration, this innovative tool can transform the construction landscape, making India’s infrastructure dreams a reality.

Pankaj Chauhan is a seasoned professional MD & CEO at Epoch Insurance Brokers, committed to enabling Indian businesses with cutting-edge risk management solutions.

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Book

“Ways of the Unified Field” book offers a Step-by-Step Roadmap to Self-Discovery and Lasting Achievement

New Delhi [India], November 29: Through this book, readers are invited to embark on a journey of self-discovery and transformation. The principles outlined are universal and timeless, providing a roadmap to success that resonates with both the heart and the mind. He is confident that this work will inspire, enlighten, and empower readers to achieve not only material success but a deeper sense of meaning and connection with the world around them.

This book aims to provide a roadmap for those who wish to harness the power of the Unified Field in their own lives. Understanding how the unified field works and adapting the same principles will make success a great possibility and almost inevitable.

USE IT AS A COMPASS AND A ROADMAP

There is no point in just reading the book only to forget everything after some time or just saying it’s a nice book or kind of interesting. Readers are advised to go through the book again and again, be aware of the principles, and adapt them slowly, one by one.

Align yourself first with the principles described in this book, and then try to align your spouse, children, family, and friends. At another level, you may be able to align your company and society.

Here’s a step-by-step guide on how to make the most of the book:

1. Read with an Open Mind

2. Understand the Core Concepts

3. Reflect and journal

4. Apply the Principles

5. Integrate into Daily Life

6. Engage with Others

7. Monitor Your Progress

8. Revisit and Review

9. Expand Your Knowledge

10. Teach and Share

Use your ideas and experiences to inspire those around you. Your path can serve as a great example to others.

To use this book “Ways of the Unified Field” effectively, approach it with an open mind, take the time to understand and reflect on the concepts, and actively apply them in your daily life. By integrating the teachings into your routine, engaging with others, and continuously monitoring your progress, you can align more closely with the principles of the Unified Field and experience deeper success and fulfillment.

Dr. Prabhakara was born in Chikmagalur, Karnataka, is a qualified medical doctor, specializing in Dermatology and Cosmetology. He graduated from Medical College, Bellary, and did post-graduation from Bangalore Medical College and Madras Medical College, Madras. He has vast experience of over 25 years and is currently practicing in Qatar.

He is an avid reader with great interest in writing, Behavioral Sciences, and music. His keen interest in music has helped him discover many innovative ways in which music can be used to enhance health and create an atmosphere of happiness and love.

He launched his new book, “WAYS OF THE UNIFIED FIELD” PRINCIPLES FOR SUPREME SUCCESS at the Sharjah International Book Fair on 15.11.2024.

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His never-ending curiosity with the inherent interconnectedness of all things–a notion at the core of both traditional knowledge and contemporary science–also served as inspiration for this work. The Unified Field, as a metaphor or reality, represents the ultimate source of all energy, creativity, and possibility in the universe. We can achieve amazing levels of achievement and fulfillment in our lives if we comprehend and connect with this realm.

Many people are searching for enduring achievement and a deeper feeling of purpose in the fast-paced world of today.

In addition to wanting to fulfill their goals, they also seek a connection and a sense of purpose that go beyond material advantages.

In order to provide readers with a fresh outlook on achievement that is grounded in the enduring ideas of the Unified Field, he has authored this book to span the gap between the mystical and the practical.

Dr. Prabhakara’s approach, blending ancient Vedic wisdom with modern scientific thought–particularly quantum physics–is a testament to his depth of knowledge and his ability to synthesize these seemingly distinct fields. The concept of the Unified Field, the underlying fabric of reality as understood by both ancient sages and contemporary physicists, is presented here not only as a philosophical idea but as a practical guide to living a life of achievement, purpose, and fulfilment.

What makes this book extraordinary is its accessibility. While rooted in deep spiritual and scientific principles, Dr. Prabhakara presents the material in a way that anyone, regardless of background, can grasp and implement in their daily lives. He shows us that success is not just a material endeavor but a holistic process of aligning with the natural laws of the universe

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Global Recognition for Outstanding Contributions to Innovation and Entrepreneurship: Umesh Rathod Awarded Karmaveer Chakra Medal and REX Karmaveer Global Fellowship

Delhi, November 28, 2024 – In a remarkable acknowledgment of his unwavering dedication to fostering innovation and entrepreneurship, Umesh Rathod, founder of Lean Campus Startups, a celebrated leader in India’s entrepreneurial ecosystem, has been honored with the Karmaveer Chakra Medal and inducted into the prestigious REX Karmaveer Global Fellowship. Instituted by iCONGO in partnership with the United Nations, these awards recognize changemakers who inspire impactful solutions to global challenges. This accolade comes shortly after Rathod was awarded the Maharashtra Ratna Puruskar on September 30, 2024, for his exceptional dedication to fostering entrepreneurship and innovation across the state. The award was presented by Shri Deepak Kesarkar, then Hon. Minister of Education of Maharashtra, along with Gahininath Maharaj Ausekarji and renowned actress Sonali Kulkarni. 

A proud alumnus of IIM Calcutta, he is the author of acclaimed books such as The Fun of Being in a StartupStartup Chanakya, and Startup Theories, Examples & Activities. His work has influenced countless aspiring entrepreneurs, educators, and policymakers, making him a thought leader in the global entrepreneurial landscape. With a career spanning over 14 years, Rathod currently heads the Indovation Centre, Western Region, Maharashtra, and Goa under the aegis of the AICTE’s Ministry of Education Innovation Cell.

Rathod has mentored over 4.5 lakh students since 2010, empowering them to navigate the dynamic world of innovation and startups. His influence extends beyond India, with active participation in initiatives such as NITI Aayog’s Atal Innovation MissionNasdaq Entrepreneurship Center, MassChallenge SwitzerlandNational Entrepreneurship NetworkCII, and Startup India.

A passionate faculty member and researcher in Entrepreneurship, Innovation, Strategy, and Marketing, Rathod draws inspiration from visionaries like Swami VivekanandaDr. APJ Abdul Kalam, and Chhatrapati Shivaji Maharaj. His dedication has earned him a host of accolades, including the Nation Builder AwardKaramveer Bhaurao Patil Award, and Global Teaching Excellence Award.

Upon receiving the Karmaveer Chakra Medal on National Constitution Day, Rathod stated, “This honor is not just a recognition of my work but a testament to the potential of the millions of young minds I have had the privilege to guide. My mission remains to create sustainable and inclusive innovation ecosystems that empower the next generation of global leaders.

(The author presented his new book to the Honourable Home Minister Shri Amit Shah at a recent event)

As a Mentor of Change with NITI Aayog and other prestigious organizations, Rathod has championed early-stage startups, transforming campuses into hubs of innovation. His initiatives have bridged the gap between academia, industry, and government, cementing his role as a catalyst for progress. The REX Karmaveer Global Fellowship is a testament to Rathod’s transformative vision and impact on society. With a steadfast commitment to nurturing the next generation of innovators, he continues to lead with purpose and passion.

Reach out to him at 9757426699 | www.umeshrathod.in

Video Link: https://www.linkedin.com/posts/umeshrathore_entrepreneurshipeducation-startups-startupindia-activity-7243537720898138112-WcpE

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