Health Infotoday - Page 11 of 11

How Covid-19 Is Impacting Health Insurance Sector

January 5, 2022

India is one of the top worst-hit countries by the COVID-19 pandemic. We can see that COVID-19 has impacted many sectors in India, especially the health insurance sector.

Demand for health insurance has increased exponentially, and certain positive changes are being seen in the health insurance industry over the past 2 years, along with some challenges.

The insurance providers are adjusting to the current insurance requirements and making changes accordingly in order to fit insurance aid to cover the implications of COVID-19. This has resulted in the inclusion of COVID-19 specific health insurance plans with the regular health insurance plans by the insurers for the policyholders.

With digitalization in the health insurance sector, one can simply purchase or renew their health insurance policy using the official website of the insurer. Due to the widespread COVID-19 pandemic, health insurance providers are facing varied challenges, but the health insurance sector is making its way out and is trying to fulfill the requirements of the customers and changes in the world.

The following points indicate how COVID-19 is impacting Health Insurance Sector:

Product development:
Increased Sales:

At one point, the COVID-19 became one of the biggest health risks on the planet, and people started to realise the significance of having a financial backup for medical emergencies. Therefore, more and more people started investing in health insurance policies for themselves as well as their loved ones. Additionally, when health insurance providers started to develop exclusive health plans for COVID-19 related implications, the demand for health insurance policies skyrocketed and is still increasing. The importance of health insurance is not restricted to the pandemic but extends to any point of time in life since it provides you with a financial cushion in times of unforeseen medical emergencies.

Claim Payouts:

The COVID-19 impacted the health insurance sector in a good way as well as put a few challenges in front of the insurers. IRDAI mandated and instructed the health insurance providers to include COVID-19 covers in their regular health insurance plans for all the policyholders. Since the treatment for COVID-19 has not been included under the active products, claims made by the customers are additional burdens on the insurers, especially when treated at private hospitals. The claims from people suffering from critical diseases like diabetes, respiratory disorder, etc. along with the threat of COVID-19 have increased, resulting in financial recalibration from the insurer’s side. Considering the country-wide business disruption owing to the pandemic, the IRDAI has advised insurance companies to extend the grace or delay period by 30 days in case of policy lapse or renewal. This might pose some immediate liquidity challenges for insurance companies.

The global pandemic has transformed and brought a lot of changes in the health insurance sector. The health insurance sector is impacted positively in most aspects, but at the same time has also faced some challenges.

Buying health insurance and securing yourself and your family against any unforeseen emergency is one of the most crucial things you can do.

This article is authored by Mehul Shah, Senior Executive Vice President & Appointed Actuary at Kotak General Insurance, and the views expressed in this article are the author’s personal views.

Health

PrevestDenpro – a force to reckon in dental healthcare sector

December 29, 2021

In the midst of a coronavirus-caused Covid-19 pandemic when many companies are struggling to make ends meet, there are some companies that have become a force to reckon with and to bet on without getting into any kind of financial hassles – PrevestDenpro, one of India’s leading manufacturers of dental materials, is one of them.

PrevestDenpro is addressing USD 20 billion global markets growing at 8% CAGR with products that find applications in endodontics, prosthodontics, orthodontics, restorative dentistry, aesthetic dentistry trusted by dental professionals across the world in more than 75 countries with the most enviable financials.

But what caught the attention of RH Perennial Fund is the potential hyper scaling over the next 3-4 years.

PrevestDenpro: Business Portfolio – Stupendous Growth Expected

“The business pre-IPO had a gross block of INR 8 crores and turnover of 27.5 cr. It raised ~INR 26 crores from its IPO with INR 16 crores for the new CAPEX. Essentially if the management executes over the next 3-4 years, it could more than triple its revenues in an industry where the company has a gross margin of more than 70%, says RH Perennial Fund report.

PrevestDenpro: Exponential Growth So Far

Over the past 5 years, the company has shown exponential growth in revenue & profitability with 5 year revenue/PAT CAGR of 21% & 57%, gross profit margins above 70%, negative cash conversion cycle & ROCE above 40%, and negligible debt.

PrevestDenpro: Key Growth Drivers

– Huge size of opportunity & attractive industry structure – The business is addressing USD 19.3 billion global dental market growing at 8% CAGR & USD 700 million Indian markets growing at 7% where most players display excellent unit economics & value creation over time

– The Company has obtained USFDA approval for five dental products and has applied for MDSAP certification that will open the doors for Canadian and Brazilian markets besides the USA.

– PrevestDenpro: How fastest-growing company in the dental healthcare sector tookbirth?

– PrevestDenpro was founded in the year 1999 by Jammu-based entrepreneurs Atul Modi and Namrata Modi, who now cumulatively possess over 42 years of experience in the dental industry.

– They sell products through a network of 53 dealers spread over 16 states and 2 Union Territories in India and through 91 overseas agents spread over 75 countries.

– They primarily follow a business-to-business model for all their dental products. Further, they have started selling certain of their products to direct consumers on digital market platforms such as Amazon and their own web-platform i.e.prevestdirect.com.

– As of date, they have collaboration with five reputed dental universities and institutions of India for the exchange of technical knowledge and conducting training & research on dental materials. Also, they have entered into a license agreement with Sree Chitra Tirunal Institute for Medical Sciences & Technology, Kerala for obtaining the know-how and rights to enable them to manufacture bioactive bone augmentation materials.

– Their products are certified with ISO 13485:2016, EU CE mark & US FDA, which makes them eligible to market their products in European Union and many other countries which have adopted EU medical devices directives.

– Future Growth Drivers – a well diversified business plan supported by a state-of-the-art research center under implementation, extensive marketing, and brand promotion activities planned will help the company to grow exponentially in the coming times.

Health

How to avail health insurance claims faster!

December 18, 2021

A health insurance claim is a request submitted by the policyholder to the insurance provider in order to get the services and benefits covered under the health insurance policy. In such a case, the policyholder can get compensation from the insurer through a direct claim settlement option (cashless facility) at the network hospitals or get reimbursed later after paying for the treatment expenses from their own pocket.

It is of utmost importance to understand the health insurance claim process and file a claim within the specified timeline in order to avail of the benefits and perks of a health insurance plan. It is vital to let the insurer know about the claims on time, as it provides the insurer with a window to review and evaluate the claim in order to provide a quick settlement so that you can recover the maximum amount of compensation as early as possible.

Health insurance claim process

It is important to initiate the health insurance claim process as early as possible in order to get a timely and seamless claim settlement. In order to register for a health insurance claim, individuals need to follow the below-mentioned steps:

Cashless claim:

In order to use a cashless claim benefit, the treatment of the insured must be done only at a network hospital of the Third-Party Administrator (TPA) who is servicing your policy. You must get the authorisation for availing of the treatment on a cashless basis as per procedures laid down below and in the prescribed form.

- In planned hospitalization, approach the hospital before hospitalization and submit the pre-authorization form and identity proof along with the medical documents.
- In an emergency hospitalization, visit the cashless helpdesk at the hospital within 24 hours of hospitalization and submit the pre-authorization form as well as an identity proof along with the medical documents
- Once your claim is examined, reviewed, and approved, pay only the deductible expenses at the hospital, and the insurer will settle the rest at the time of discharge.

Reimbursement claim:

A reimbursement claim is where you pay your hospital bills initially and apply for reimbursement later to get the entire amount back. In such cases, you are not mandatorily required to seek medical treatment at a network hospital. Make sure that keep all the required documents such as the claim form, discharge summary, prescriptions and bills ready to submit for a reimbursement claim and follow the process:

Intimate the insurer, then settle the bills at the hospital and collect relevant documents for further process.
Submit the original documents and the claim form within 30 days of discharge from the hospital.
After verification and review of the claim, your claim will be settled by the insurer in few days.

It is essential to understand that all claims are processed subject to Policy terms and conditions. Hence, policyholders are required to read the Policy Wording and Policy schedule carefully.

This article is authored by Ravichandran N, the Chief Technical Officer at Kotak General Insurance, and the views expressed in this article are the author’s personal views.

Health

3 ways to increase your health insurance cover

December 16, 2021

There has been a huge surge in demand for Health Insurance Plans in the last few years and more since the global pandemic of covid-19, along with the ever-increasing lifestyle diseases and healthcare costs. A health insurance policy is the best alternative to ease the extra burden of medical expenses on your pocket and availing of medical treatments seamlessly.

A health insurance policy acts as a protection cover in case you or your family members get hospitalized in case of a medical emergency or treatment of an illness. Buying a health insurance plan safeguards you against the financial implications of medical costs in such times of certain or uncertain medical emergencies.

“You might think that your health insurance policy offers an adequate cover to meet the treatment expenses in medical emergencies, but it will not come as a surprise since we all witnessed in the past year that there is a chance you might run out of the sum insured. It becomes imperative in such situations to increase your sum insured and cover your treatment cost,” says Mr. Ravichandran N, Chief Technical Officer, Kotak General Insurance.

Thus, you may need to consider increasing your health cover to get adequate protection against completely unexpected medical emergencies and tackle the exorbitant treatment costs at private hospitals.

Take a look at the following 3 ways to increase your health insurance cover:

Buy a super top-up plan:

Increasing your health insurance cover by getting a super top-up plan can be highly beneficial. The super top-up plans are specially designed to provide extra coverage over a particular deductible, the amount that is borne by the policyholder by directly paying from their own pocket or via their basic health insurance plan. In case, there are multiple claims within a year and the policyholder has already exhausted the original sum insured then the super top-up plan pays the extra amount. The benefits of the plan include – Daycare treatment, in-patient treatment, pre-and post-hospitalization expenses, cumulative bonus, etc.

Increase sum insured while renewing policy:

“You get a choice to increase your policy coverage, or the sum insured at the time of your policy renewal, which also provides you with an advantage, that your existing waiting period does not get extended or renewed with it, which could be the case for shifting or buying a new policy altogether”, explains Mr. Ravichandran N. Increasing your sum insured at the time of renewing your health insurance policy may help you get adequate coverage for better financial protection.

Buy a comprehensive family health policy:

A family health insurance policy is a type of health insurance plan that is bought for the whole family where the premium and the total sum insured is shared amongst all family members. Purchasing the family health insurance can be more beneficial than buying just an individual health insurance plan since one can obtain more medical coverage for various treatment expenses and medical needs by paying a single premium.

Adequate health coverage is crucial, as you may never know when a health emergency can strike you. If you are looking for additional sum-assured, or want to increase your health insurance coverage, opt for a top-up plan, or buy add-on insurance cover in case of an emergency.

Ravichandran N, is the Chief Technical Officer at Kotak General Insurance, and the views expressed in this article are the author’s personal views.

Health

Pice Educare’s Attempt To Supply India Adequate Number Of Doctors

December 15, 2021

More than 10 years have passed and Pice Educare has been successful in moving close towards achieving its goal of supplying India with an adequate supply of doctors. As the doctor-patient ratio in India needs urgent attention, this organization helps correct this. The inadequacy of doctors in India is a serious issue. Pice Educare has a dream of solving this problem by producing more and more world-class physicians. To provide care and support to the people of India is a highly appreciable step. The members of Pice Educare have dedicated their sincere efforts to achieve this goal. In this process, Pice Educare has been considered the number 1 organization in the Education sector. Since 2010, the members have been assisting student admission in the top-ranked medical colleges. There is a brief account of the strenuous and remarkable journey of Pice Educare to serve India.

Helping The Healthcare Sector Improve

The people of India have great faith in the healthcare providers as the healthcare system in India is bold enough. Very few Indians go to the United States or the UK for medical treatment that too in case of rare illnesses. The majority of Indians are satisfied with the medical treatment available in India. But, in spite of this, there has always been a major issue- that is the inadequate number of doctors in India. That’s why the hospitals run out of beds and the OPDs are always congested with thousands of patients. Within a few years, there needs to be a large number of qualified doctors to serve the populated nation.

India’s population has reached 1,399,383,625 (as of Tuesday, December 7, 2021, according to the Worldometer elaboration of the latest United Nations data). The doctor-patient ratio in India is 1:1456 in 2020 which is against the ideal ratio of 1:1000 recommended by WHO. The government of India strives to adhere to the recommended doctor-patient ratio on or before 2024. This ratio can be corrected only if there are more and more qualified doctors. The motto of Pice Educare is to work for improving these records. Moreover, many students cannot afford the cost of studying MBBS due to a lack of funds. This organization has implemented many facilities that help aspirants to fulfill their dream. The fulfillment of their dreams will also fulfill the need of healthcare providers in the nation.

A New Start-up Preceded By A Decade Long Journey

Long 11 years have given this organization the opportunity to pursue its dream and create many milestones. As the journey of Pice has already crossed 11 years, it has in the way crossed many milestones. It has admitted more than 300 MBBS students and 1000+ students to other medical and paramedical courses. Moreover, The company has incorporated itself as a start-up (Startupindia) working in the Education Sector. As a start-up, it has new promises and milestones to achieve some of which have already been achieved. As a start-up, it has given great opportunities to its associates to grow and let others grow.

The Dream To Safeguard India With Qualified Doctors

The dream of making India a better place and safeguarding it with a sufficient number of qualified doctors had been conceived by the founder of Pice Educare, Mr. Basiruddin Shaikh (CEO and Managing Director). Mr. Basiruddin Shaikh has dedicated his life to serving the people of India by all means. He has realized the major issues related to healthcare and education in the ground most levels of India. He had always been working to improve education and healthcare for all. His attempts are reflected in the activities of Pice Educare and its various achievements.

The dream of Mr. Basiruddin Shaikh led to the establishment of the family called Pice Educare Pvt. Ltd. The members work day and night to make medical college admission easier for eligible and bright candidates. Apart from India, they assist student admission in foreign countries like Nepal, Bangladesh, the Philippines, Russia, Kyrgyzstan, Kazakhstan, and many others where the professor-student ratio adheres to the recommended level. But, in India, caused by the great population the ratio cannot adhere to the recommended levels. That’s why students want to study medical courses outside India if they are eligible for that. As these countries provide effective medical education, this is beneficial for Indian students to learn from the best institutes and serve India after returning. Every year almost 83000 students take admission to the MBBS course in the Indian medical colleges. So, eligible students who want to study medical courses can go for it in foreign countries and can pursue their dreams of serving India after returning.

Not only Allopathic, but India really is in need of efficient Homoeopathic, Naturopathic, Ayurvedic, and Veterinary Doctors. This organization has succeeded in fulfilling the dreams of many- the dream of becoming a doctor.

https://www.piceeducare.com/mbbs-in-bangladesh-admission-full-details/

https://www.piceeducare.com/mbbs-in-nepal-full-details/

A Step Towards Success: Career Counselling Free Of Cost

Pice’s motto has always been to make education accessible to all has been their motto. They have realized that many students in spite of having the talent cannot pursue their dream. To address this issue, Pice has launched free career counseling sessions to uplift the youth of India. Building a career is building life also. Students from the remotest corners of India join career counseling sessions chaired by experienced counselors. Many students due to financial issues cannot attend the paid counseling sessions arranged by other organizations. To solve this inconvenience, Pice Educare has started providing online and offline free counseling sessions.

There are 558 medical colleges in India that offer 83275 MBBS seats. 289 medical colleges are under government management and 269 are private medical colleges. Many students get a chance to study medical courses here. But, still, students suffer from confusion. To solve this, Pice Educare promotes this free counseling session. There are more than 12.5 lakh doctors in India (in 2020) among which 3.71 lakh are specialists. Increasing this number is the main concern of Pice Educare.

Besides medical admission, it dedicatedly engages itself in social work and other charitable activities. Every year the members arrange blood donation camps along with other charitable activities. Book distribution among students is another important initiative. Medical students also get the basic books on Physiology, Anatomy, Pathology, etc as gifts from us. The organization has attained good fame in the education sector as it has managed to fulfill the dreams of a large number of students and parents. Moreover, gaining the confidence of the students is not a thing to be overlooked. As the students have been benefited similarly have the medical sector by getting the bright youngsters as qualified practitioners. The entire scenario of education needs to undergo major development and Pice Educare aims to do that through their constant efforts. With the great endeavor to change the educational and medical scenario of India Pice Educare looks forward to achieving more and more milestones.

Visit Pice Educare: https://www.piceeducare.com/blog/

YouTube: https://www.youtube.com/c/PiceEducare/videos

Health

RAY OF HOPE FOR CANCER PATIENTS

December 14, 2021

After dealing with a worldwide pandemic, people started to understand the worth of Ayurveda and implement the holistic and natural way to deal with diseases because somewhere we all want to heal naturally without any side effects from various kinds of health issues. So the question arises here what is that one thing in our body, on which all kinds of treatments depend. As you know everything depends on the power of our body to fight against diseases and that power is called immunity. The immune system is the key to fight every kind of disease.

This is the demand of the time that there should be something magnificent that would directly strengthen our immune system. Scientist and inventor Mr. Munir Khan dedicated his valuable experience and knowledge to invent a solution for spreading well-being.

The purpose behind every invention should be noble and Mr. Munir Khan had a passion and mission that aimed at the eradication of ailments and human sufferings. The pursuit of this mission gave birth to his passion. His noble work towards his passion was appreciated and he received awards like the 6th Bharat Ratna DR Ambedkar Award, all India Hakim Ajmal Khan Award, Aaj Tak Award for contribution to health care. Mr. Khan has been honored with the degree of Doctor of Philosophy in Ayurveda from Keisie International University South Korea. Mr. Khan was also honored by C.M. Devendra Fadnavis for his formulations of ayurvedic medicines.

After inventing Body Revival Mr. Khan has finally found his way and he started his mission to heal patients of chronicle diseases related to organs like kidney and heart and deadly diseases like cancer. Body Revival prolonged life to so many cancer patients thus Body Revival became the greatest achievement of his life.

Body Revival is a liquid suspension formula based on immunotherapy and cell regeneration. Body Revival is an innovative formula based on the principle of immunotherapy and cell regeneration with its roots deep in the science of Ayurveda.

It aims at strengthening the self-healing abilities of the body’s immune system to fight even diseases like cancer.

The most amazing thing about Body Revival is that it has the power to heal diseases like cancer and it successfully alleviates patients for the last 25 years. Body Revival has positively affected one lakh patients till today; you must be wondering that how it is possible that an Ayurveda-based formulation can heal cancer.

It has effective results and our successful 25 years speak about its potential and effectiveness. Body Revival improves the body’s defense mechanism, flushes out toxins through excretion, promotes regeneration of healthy tissues and cells, aims at body detoxification and blood purification, and repairs the diseased cells.

Body Revival is a carefully prepared formula based on the principle of immunotherapy and cell regeneration with its roots deep in the science of Ayurveda.

Body Revival has been clinically tested in the Institute of Post-graduate Medical Education Research by the government of West Bengal,

Body Revival has been successfully assessed by immune – potentiation action of standardized Indian herbal formulation. And before approval, it is successfully tested for the effects of Body Revival on human platelet aggregation and myocardial ischemia in rats. It aims at strengthening the self-healing abilities of the body’s immune system to fight even chronic diseases like cancer.

Body revival is also helpful in removing the side effects of chemotherapy.

It has the goodness of Ayurveda and the effectiveness of immunotherapy. We all are familiar with Ayurveda as Ayurveda is considered the oldest healing science in Sanskrit; Ayurveda means the science of life.

And if we talk about immunotherapy, it is a type of cancer treatment that boosts the body’s natural defenses to fight cancer.

Body Revival is more than a product. It’s a faith of 25 years. It’s a dedication of a genius scientist and inventor and it is a hope for many people. It gave new life to so many people.

If you have any query related to cancer get free consultation

Contact us on – 9116611629

For more information visit our site- www.bodyrevival.in

Health

Secondary Care Surgery leader – Pristyn Care grows 5X To open 1000 Surgical Centres in 50 Cities by March ‘22

December 3, 2021

1.7 million+ patients consulted, now a leader in Secondary Care Surgeries
To facilitate USD 300 million patient financing by FY27

Gurugram, 2021:- Pristyn Care, India’s largest Secondary Care Surgery provider, today announced that it has grown 5 times since January 2021 and aims expansion with 1000+ surgical centres and 50+ cities including doubling the overall employee count by March 2022.

Pristyn Care has emerged as a leading Secondary Care Surgery player in the market in recent times. The company has raised over USD 83 million including USD 53 million in the last round in April 2021, led by Tiger Global and Sequoia among others, and aims to raise the next round at close to USD 100 million.

Commenting on the tremendous growth, Co-Founder Harsimarbir (Harsh) Singh, said “Patient confidence in Pristyn Care has been at an all-time high since the start of the year. Our investment in patient-first processes, onboarding 400+ highly experienced surgeons, expansion to 40 cities & towns, has ensured we are able to serve more patients every year. By March 22, we will reach 1000+ surgical centres and expand to 50+ cities & towns and also double our employee count. Tech being our backbone, 25 percent of the hires will be engineers. Exciting perks and benefits apart from ESOPs are offered to hire the best talent. Our ESOP value has increased 100X since inception and in our last round, we offered a buy-back option for many employees. Future hires will continue to be rewarded above and beyond their salary. More employee-first policies will be announced soon.”

He further added, “Over USD 30 million patient financing has been facilitated since inception and is looking to 10x (USD 300 million) in five years. Getting patients to prioritize their health is our focus and by FY27 we aim to serve 6-8 percent of all the surgery patients in India”

Dr Vaibhav Kapoor, Co-Founder laid out the growth plans till FY27, “In a short time, we have emerged as a leader in Secondary Care Surgeries. We will be the largest Secondary Care Surgery player in the next five years with 2000+ surgical centres and very well-rounded 1500+ experienced surgeons and doctors with an average experience of 15 years and we will operate in 100+ cities & towns. We will continue to invest in the latest medical technology to ensure faster patient recovery. Apart from it, we will build in-house tech to ensure the smoothest surgery experience ever for patients and their families”.

With a 70+ NPS (Net Promoter Score) score, Pristyn Care has differentiated itself by ensuring a 24/7 Personal Care Buddy is allotted to every patient. This coordinator ensures A to Z of surgery – allocating the right doctor to the patient, diagnostics, remote insurance clearance, admission & discharge formalities, patient financing (EMI), and post-surgery doctor consultation – is taken care of. This ensures patients and their family members focus on recovery rather than running around. To encourage preventive healthcare, Pristyn Care is providing free OPD (Doctor Consultation) till December 2021.

Pristyn Care has achieved the title of ‘Centre Of Excellence’ for Laser Piles, Laser Circumcision, Stapler Hemorrhoidectomy, Stapler Circumcision & Cosmetic Laser Gynaecology among others. Supporting the narrative of Indian healthtech, the company has successfully built a network spanning 800+ surgical centers and 400+ experienced surgeons, with an aim to bridge the healthcare accessibility gap in India by offering full-stack surgical healthcare services with patient centricity at the core.

Spotlighted as the top brand advertising on digital in the hospital/clinic category during January to August 2021, Pristyn Care has significantly increased its investment to raise brand awareness. The company recently launched its Surgery Matlab Pristyn Care – TV and Digital Ad campaign with Bollywood actor Hrithik Roshan for the Indian Premier League (IPL) season 2021 and will continue to invest on ICC T20 WC and other channels on TV and digital medium.

About Pristyn Care

Founded by Harsimarbir (Harsh) Singh, Dr. Vaibhav Kapoor, and Dr. Garima Sawhney in August 2018, Pristyn Care (pristyncare.com) is a leader in Secondary Care Surgeries.

The company has a team of 400+ expert surgeons, performing Surgeries for over 50+ diseases using the latest Advanced Medical technology such as Laser, Laparoscopy, Microdebriders, Lasik, etc. across 800+ Surgical Centres.

It is present in 40 cities and towns viz. Agra, Ahmedabad, Bangalore, Bhopal, Bhubaneswar, Chandigarh, Coimbatore, among others.

Pristyn Care has differentiated itself by ensuring a 24/7 Personal Care Buddy is allotted to every patient. This coordinator ensures A to Z of surgery – allocating the right doctor to patient, diagnostics, remote insurance clearance, admission & discharge formalities, cab pick-up & drop, Free meal for the attendant, Patient Financing (EMI), and Free post-surgery follow-up – is taken care of. This ensures patients & their family members focus on recovery rather than running around.

Health

Lifetime Health Plans For Adults in daily life^Featured

September 22, 2015

Many people have never heard of lifelong health plans for adults before. The idea of signing up for a plan that allows you to save for your entire lifetime, rather than just the time you live on your own, may seem like an idea from a futuristic science fiction movie. In reality, however, lifelong health plans for adults are gaining popularity because they actually make financial sense and they can help provide a better quality of life as well as security for seniors.

The reason why health plans for adults work so well is that they are much more comprehensive than most health insurance plans. Seniors often do not think of health insurance until they need it, when they find themselves unable to pay for their routine medical needs. Health insurance is a good way to prevent catastrophic medical bills and keep medical bills affordable. Unfortunately, it is not always an option for those who are in the older adult years. Instead of considering health insurance as an option, they often choose to try to postpone getting it until they are in a higher tax bracket and have a greater likelihood of getting denied.

However, a good health plan should not be considered a luxury. It should be looked on as an investment that will benefit you throughout your lifetime and it should be included in your budget every month. Your monthly premium for a plan designed to provide coverage for a specified period of time is usually the most affordable type of health care. Your health care costs will be capped once you reach this monthly cap. Lifetime health plans for adults make great sense for seniors who would otherwise be paying out-of-pocket for routine medical treatments and prescriptions.

One of the best things about lifetime health plans for adults is that you do not have to worry about paying any penalty fees or premium surcharges once you reach the cap. Instead, you just continue to pay regular monthly premiums for the entire life of the health plan. You can also get an emergency prescription from your doctors within 60 days of your initial application. However, there are a few things to consider before you choose a health plan. For instance, it is important to consider whether your health care needs will change in the future. In addition, if you are in good health now, you may not need the same type of health insurance plan in the future.

If you are unsure as to whether or not you need a health plan, it is a good idea to get a health and financial overview. You can get online health and financial overview at no cost. This will give you a better understanding as to whether a health plan is right for you. There are many different types of health plans for adults available to choose from. Some of the most common ones include individual, family, and employer-sponsored.

With a good health plan, you will be able to pay for routine and preventive medical services, visit the doctor and get any necessary prescription medications. The cost of buying a lifetime health plan for adults varies according to your age, medical history, and the type of health plan that you choose. Most health insurance companies offer some kind of free health counseling and you should take advantage of this. This will help you decide which plan will be best for you and your family.

Health

Pharmaveda revolutionizing the field of indigenous medicine

September 22, 2015

India, 13^th August 2021: Pharmaveda is a company developing and manufacturing specialty ayurvedic medicines that have revolutionized the field of indigenous medicine from just hypothesis to proof in light of modern understanding of human physiology, biochemistry & pharmacological sciences. The Pharmaveda team consists of reputed scientists, researchers, doyens of the Indian Pharma Industry with huge experience, management experts, and administrative professionals. The company’s mission is to answer basic questions about ayurvedic medicines like what is their site and mode of action, in a language understood by modern sciences.

Ayurvedic medicines have been proved to improve longevity, enhance strength, and rejuvenate the body with very few incidences of side effects, due to their natural botanical & mineral origin. Pharmaveda has been very popular because of the way its products are developed. They blend the traditional knowledge and wisdom drawn over the centuries about Ayurveda, with modern research to combine them into products. The company follows safe manufacturing practices and has an in-house quality assurance lab with sophisticated analytical instruments under the leadership of Dr. Shefali Tungare, the Director of Quality Assurance.

Their product range has a variety of medicines like P-28, P2G, Psyllivac, Remaav, Detoxina, flo, Lomotral, Motabs, Capello etc. Team Pharmaveda has done pioneering work in immune-potentiation with ayurvedic medicines which lead to the development of the immune boosting medicine – Reimun. The clinical evaluation of Reimun as a stand-alone treatment modality in severely immunodeficient patients afflicted with HIV/AIDS & TB, has been conducted in various premier teaching medical intuitions of repute in India, and the data from these studies have been presented and accepted in major medical conferences across the globe.

Made with immunomodulatory ingredients like Katira, Chorak, Dudhal, Lalongo, giloy & ashwagandha, bhasma, etc., Reimun is a globally renowned immunity booster that has been approved by the FDA and has been in the market for 23 years without any reported sideeffects. The product (whose clinical trials showed that no patient displayed any adverse effects after even five years of follow-up) is produced in a cGMP, ISO 22000:2005, HACCP certified manufacturing facility, assuring the quality and safety of it.

The body of immune-boosting evidence in terms of robust clinical trials is what separates Reimun from claims by others. In fact, the Medicine Updates volumes of 2007, 2014 & 2019, published by the Association of Physicians of India, have also documented the role of Reimun as an immunomodulator in the treatment of tuberculosis including MDR-TB. Moreover, its use as an immunomodulator has also been endorsed by CCRAS, the nodal scientific body of the Government of India’s AYUSH Ministry.

In this era hit by the covid-19 pandemic, Reimun even helps strengthen immune defenses against the virus. Infection with SARS-CoV-2 practically depresses all the WBC subsets, especially all types of lymphocytes with a significant fall in the WBC numbers. Reimun revitalizes and stimulates the bone marrow-thymus axis to increase the generation of new immune cells to replace those that are dying.

Reimun provides several micronutrients such as iron, zinc, calcium, manganese, magnesium along with bioflavonoids, alkaloids, saponins, glycosides, etc. making it safe to be consumed by young and old alike (including geriatric or aged population). In short, Reimun revitalizes our immune system to make it alert and elicit a prompt & robust immune response against invading pathogens to keep people in good health.

Dr. Satish Vaidya, one of the founders of Pharmaveda said,“We have drawn huge inputs from my teachers who were internationally reputed scientists, pharmacologists, biochemists, and practitioners from both modern medical specialties& Ayurveda. Our vision behind creating Pharmaveda was to show the world the holistic approach of Ayurveda which is based on the concept of 3 humors or tridoshas – Vata, Pitta &Kapha – and the balance of it for good health can also be rationally explained in terms of modern-day pharmacology & biochemistry. I wanted to put the well-defined, remarkable, and distinct biological effects of ayurvedic & herbal drugs to good use in the service of our people.”

To learn more, visit:

Pharmaveda